Credit Analyst - Financial Risk Assessment & Portfolio Management

Join a dynamic financial services team as a Credit Analyst in Tangerang Selatan, Banten. In this pivotal role, you will evaluate the creditworthiness of individuals and businesses, assess financial risks, and provide data-driven recommendations to support lending decisions. As part of Private Advertiser, you'll work with cutting-edge tools like Bloomberg Terminal and SAP to manage a diverse portfolio of loans, ensuring financial stability and growth.

At Private Advertiser, we pride ourselves on fostering a culture of innovation and excellence. Located at Jl. Raya Serpong No. 1, Tangerang Selatan, Banten, our state-of-the-art office provides an ideal environment for professionals to thrive. With a team of over 500 employees, we offer opportunities for career growth and development, making it an excellent place to build your career in financial risk assessment and portfolio management.

📋 Tanggung Jawab Pekerjaan

• Evaluate the creditworthiness of individuals and businesses using financial statements, credit reports, and other relevant data.
• Assess financial risks associated with lending activities and provide data-driven recommendations to mitigate these risks.
• Monitor and manage a diverse portfolio of loans, ensuring compliance with regulatory requirements and internal policies.
• Collaborate with cross-functional teams to develop and implement strategies for portfolio management and risk mitigation.
• Utilize advanced financial tools and software, such as Bloomberg Terminal and SAP, to analyze financial data and support decision-making.
• Prepare and present detailed reports and analyses to stakeholders, including senior management and regulatory bodies.
• Stay updated with industry trends, regulatory changes, and best practices in financial risk assessment and portfolio management.
• Provide mentorship and guidance to junior team members, fostering a culture of continuous learning and development.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Accounting, Economics, or a related field.
• Minimum of 3 years of experience in credit analysis, financial risk assessment, or a related field.
• Proficiency in using financial software and tools, such as Bloomberg Terminal, SAP, and Excel.
• Strong analytical and problem-solving skills, with the ability to interpret complex financial data and provide actionable insights.
• Excellent communication and interpersonal skills, with the ability to collaborate effectively with cross-functional teams.
• Knowledge of Indonesian financial regulations and banking practices.
• Certification in financial risk management or a related field is a plus.
• Fluency in both English and Indonesian is required.

🛠️ Keahlian

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